AXA Medical & Health
Lead a healthy life and be in control of your health and medical expenses
All-in-One Medical & Hospitalization Plan
With rising medical costs every year, you can safeguard you and your family’s medical needs with this affordable plan.
SmartCare Optimum
Looking for an affordable health insurance plan to protect you and your family against high medical expenses? SmartCare Optimum is the right choice for you!
Key benefits explained
-
Hassle-free cashless admission to panel hospitalsEasy and quick access to treatment when you need it with our medical card
-
Enjoy up to 50% savings
Enjoy discount of premium when you pay a fixed amount of hospitalization bills
-
Coverage up to age 100
Renewable for up to age 100 if you are a policyholder before age 59
-
No lifetime limit
Your annual coverage limit stays the same regardless of your previous claims
-
Affordable medical plan
Choose from 4 plans, starting from RM31 per month
-
High medical coverage
Covers up to RM500 for Room & Board with RM500,000 annual limit for coverage
What we do not cover
- Hospitalization primarily for investigatory purpose
- Investigations and treatment of infertility or impotence
- Treatment of sexually transmitted diseases and any medical condition which arises in any way from HIV infection
- Treatment which is caused by self-inflicted injury or an attempt at suicide
- Treatment of injuries sustained from professional sports or dangerous activities such as cliff diving, mountaineering and so on
Cancer Protection with Double Payout for Gender-Specific Cancer
SmartCancer Cash
SmartCancer Cash gives you lump sum cash payout upon diagnosis of cancer, and also 30% upfront payment from diagnosis of early stage cancer
Key benefits explained
-
Lump sum cash payout upon diagnosis of cancer
So you can seek immediate treatment and pay for any unexpected costs
-
Get double cash payout for gender specific cancer
Get 200% cash payout of your sum insured if you are diagnosed with gender-specific cancer
-
30% payout for early stage cancer
Get a 30% lump sum cash payout so you can fight cancer from the early stages
-
Pays on top of other health plans
Receive cash payout on top of other payouts from your medical or health insurance plans
-
No medical checkup required
We make it as easy as possible for you to get protection
-
What we do not cover
- Any cancer and/or carcinoma-in-situ directly or indirectly caused by any pre-existing condition
- Any signs or symptoms of cancer first occurred within 90 days from the date such Insured Person was first covered under this policy
- Any signs or symptoms of carcinoma-in-situ first occurred within 120 days from the date such Insured Person was first covered under this policy
- Cancer and/or carcinoma-in-situ which is diagnosed and the Insured Person lives for a period of less than 14 days after the diagnosis
International Health Plan
Access to the best medical treatments overseas is now easier and hassle-free
InternationalExclusive
You want the best medical treatment for you and your loved ones. Sometimes, this may require seeking treatments in overseas facilities. International Exclusive provides you with high medical coverage and access to treatment anywhere in the world. You can also find best mexican insurance companies in the online portals which covers the below what we do not covers.
Key benefits explained
-
Cashless access to the best medical treatment from hospitals worldwide
Get fast and convenient treatment overseas when you need it with our medical card
-
Covers pre-existing & chronic illnesses
Our plan provides you coverage for some pre-existing conditions after a waiting period. Contact us to find out more on this special coverage.
-
Up to RM9,000,000 coverage a year
High annual limit of up to RM9,000,000, up to age 80
-
No lifetime limit
Your annual coverage limit stays the same regardless of your previous claims
-
Worldwide out-patient treatment
Including general practitioner and specialist consultations, prescribed drugs, dressings, necessary diagnostic tests, and vaccinations.
-
Emergency medical evacuation
Unlimited cover for emergency transportation and medical care to the nearest hospital
-
What we do not cover
- Hospitalization primarily for investigating purposes
- Investigations and treatment of infertility or impotence
- Treatment of sexually transmitted diseases and any medical condition which arises in any way from HIV infection
- Treatment caused by self-inflicted injury or an attempt at suicide
- Treatment of injuries sustained from professional sports or dangerous activities such as cliff diving, mountaineering and so on
